The Cost of Downtime
Every hour your truck is in the shop is an hour of lost revenue. Cash flow strain shouldn't keep you off the road.
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SERVICES
The Industry
Challenge
Challenge
Unexpected Breakdowns
Don’t Wait For Your Downtime.
Retail environments for all car manufacturers have fully embraced the need to offer flexibility for parts and service. EZ pay provides the same service for the commercial truck environment.
Reduced Operational Stress
We provide manageable payments for the cost of parts and labor, so you don't have to choose between repairs and fuel or delaying recommended work that can cause bigger repairs in the future.
Quick Approval
Decisions within the same business day.
We integrate directly with authorized
repair facilities nationwide.
Simple and EZ. Get back on the road in three steps.
1
Apply Online
Complete our 4-minute digital application.
2
Get Approved
Receive a response within 1-business hour.
3
Get Repaired
We pay your invoices so you focus on what you do best.
Repair and Breakdown Financing
Breakdowns happen, but they do not have to break your budget. EZ Pay has been designed to get owner-operators back on the road with manageable payment terms for all types of commercial truck and equipment repairs.
- Amounts from $5,000 - $50,000+
- All loans- open and penalty free
- 1-business day approvals
Engine Rebuild and Replacement Financing
Engine overhauls and replacements are among the most expensive and disruptive events a driver or fleet can face. EZ Pay specializes in financing these high-ticket repairs to help minimize downtime and preserve the long-term value of the vehicle.
- Engine purchase or repair of $25,000+
- Manageable monthly payments
- Extends asset lifecycle
Extended Warranty
Financing
EZ Pay’s OEM Extended Warranty Financing program gives owner-operator’s the ability to extend warranty coverage with flexible monthly payments and peace of mind.
- Starting from $5,000+
- Terms set at half the length of coverage (Max 24 months)
- Application turnaround within 1 business day
Tire and Accessory Financing
Premium commercial tires (OTR, Agriculture, Steer and Drive) and accessory replacements. Helping you be proactive in reducing your cost per mile.
- Premium commercial and AG Tires from $2,500+
- Starting from 6-month term
Direct Parts Financing
We support financing for direct major components and parts-only transactions, allowing fleet and independent repairers to purchase without delay.
Accounts Receivable Payment Program
Third-party payment processing partner for dealers that convert outstanding receivables back into cash on hand.
Contact Us
Fleet
Program
Financing solutions for fleets to support driver retention, operational continuity, and cash flow management.
Contact Us
Get Pre-Qualified Today
*For pre-qualification purposes only Final rates and terms are
subject to credit
approval based on equipment age and credit history.
Recent Deals
Peterbilt 579
Transmission Overhaul
$18,500
Greatwest Kenworth
Volvo VNL
Full Tire Replacement
$12,200
Metro Truck Group
Kenworth T680
Emissions System Repair
$24,900
Rush Truck Centre
Freightliner Cascadia
Engine Rebuild
$35,000
Premier Truck Group